About The Book

When Jada Williams is relentlessly pursued by the Debt Police, she is left with no choice but to take down her student loan company with the help of two mall coworkers—from the author of the “lethally witty” (The New York Times Book Review) The Survivalists.

Jada Williams is good at judging people by their looks. From across the mall, she can tell not only someone’s inseam and pants size, but exactly what style they need to transform their life. Too bad she’s no longer using this superpower as a wardrobe designer to Hollywood stars, but for minimum wage plus commission at the Glendale mall.

When Jada is fired yet again, she is forced to outrun the newly instated Debt Police, who are out for blood. But Jada, like any great antihero, is not going to wait for the cops to come kick her around. With the help of two other debt-burdened mall coworkers, she hatches a plan for revenge. Together, the three women plan a heist to erase their student loans forever and get back at the system that promised them everything and then tried to take it back.

“A novel of great fun and unforgettable fury (Megha Majumdar, bestselling author of A Burning), The Payback is a razor-sharp and hilarious dissection of race, power, and the daily grind, from one of the most original and exciting writers at work today.

About The Author

Mindy Tucker

Kashana Cauley is the author of The Payback and The Survivalists, which was named a best book of 2023 by the BBC, TodayVogue, and more. Cauley is also a television writer, having worked on The Great NorthPod Save America on HBO, and The Daily Show with Trevor Noah. Her writing has also appeared in The New York TimesThe AtlanticEsquireRolling StoneThe New Yorker, and more. Find out more at KashanaCauley.com. 

About The Reader

Why We Love It

“I could write multiple theses about why I love this book, but in many ways The Payback is the ultimate ‘you just have to read it’ kind of thing. How could I possibly do it justice and capture everything that blows my mind about this novel? Okay, one thing—and this is just scratching the surface—but Jada is one of my favorite antiheroes that I’ve ever met in fiction, just lock in and let her take you wherever she wants to go.”

—Sean D., Associate Editor, on The Payback

Product Details

  • Publisher: Simon & Schuster Audio (July 15, 2025)
  • Runtime: 6 hours and 42 minutes
  • ISBN13: 9781668118313

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